Beat the big banks' low rates and get cashback.
Don't miss your chance to earn £20-£750 cashback on our big-bank-beating savings account. To make the cutoff, sign up and open an account by 30 July, and add £10,000 or more within 60 days. Terms apply.
Average ‘big bank’ savings rate based on average instant access rates from Barclays, NatWest, HSBC and Lloyds. Correct as of 20/07/2026.
New 4.52% AER Cash ISA rate
Get tax-free interest with our market-leading variable rate. *Excludes bonus and restricted-access rates.
Ready-Made Pension Plan
Your pension, managed by experts - now free until May 2027. New SIPP clients only. Invest by 31 July. Terms apply.
New PM. What do investors need to know?
Expert analysts examine potential winners, risks and key tax changes investors should watch.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Helping Britain invest through it all
45 years of change is 45 years of experience.
Whatever the future brings, we’ll be here to help you invest through it all.
Why choose HL?
Trusted by 2 million
Our clients trust us with over £172bn of their savings and investments.
45 years' experience
Helping people save and invest for a better future since 1981.
Award-winning service
Over 200 awards, including 'Best Investment App' and 'Best for Customer Service' for 2026.
Our ISAs and pensions? Award-winning.
Invest free from UK tax with our Stocks and Shares ISA and Self-Invested Personal Pension (SIPP).
HL Ready-Made Investments
Take the hassle out of investing with our expertly managed, all-in-one investments.
Free Junior ISA
You won’t pay online dealing or account charges.
Depending on the investments you choose, other charges could still apply.
Self-Invested Personal Pension
Take control of your pension with the UK’s most popular SIPP.
Stocks and Shares ISA and Cash ISA
Split your ISA allowance between our Stocks and Shares ISA and Cash ISA.
Regular investing: easy, affordable, free.
Get started with investing from just £25 a month.
It’s free to set up a Direct Debit and you won’t pay dealing charges.
Latest research
Our inhouse analyst team provides research and analysis on UK and overseas stocks, funds, investment trusts and ETFs.
Do more with your HL account
