Denise and John's story
Denise and John hold pensions, investments and savings with HL and are enjoying a comfortable retirement, while planning for their family's future.
Denise: "I retired in 2016 after working in both the US and UK. I started saving with a Stocks and Shares ISA, and set up a SIPP when I returned to the UK in 2017. My SIPP has been crucial for my retirement planning. It's also part of my inheritance tax plan, I'm hoping to pass some of it on to my loved ones."
John: "I retired eight years ago with my HL SIPP and the state pension. Like Denise, I've been investing in an HL ISA. I didn't have a company pension, so my SIPP has been crucial for my retirement planning."
Comfort and flexibility
"Our main goal in retirement was to keep living comfortably, much like we did while working. Our investments have allowed us to travel, enjoy life, and support our children and grandchildren when needed. The flexibility of accessing our funds has been invaluable, whether it's for daily expenses or unexpected costs."
"We've also passed down what we’ve learned about financial management to our kids, and even pay into Junior ISAs for our grandchildren. We've always stressed the importance of starting early and managing risks wisely."
Why we chose Hargreaves Lansdown
"We've found the Hargreaves Lansdown platform incredibly easy to use. Whether it's keeping track of our investments or reading their daily market reports, it's been straightforward and helpful. I (John) particularly enjoy getting the daily market insights – they help guide our investment decisions."
After 40 years of working with Hargreaves Lansdown, we’ve developed a deep trust in their services. Whether we're dealing with investments or getting a quick question answered, we've always felt supported and well informed.
Looking to the future
"We still actively contribute to our ISAs and SIPPs but are now more focused on planning for the future, particularly with inheritance in mind. With Hargreaves Lansdown by our side, we're confident we've set ourselves and our family up for success."
"The biggest lessons we've learned in our journey are the importance of starting early, staying informed, and remaining flexible with your investments. Thanks to careful planning and the support from Hargreaves Lansdown, we've not only been able to enjoy our retirement but also secure a financial legacy for our family."
CLIENT STORIES
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Khalid recently invested in the HL Ready-Made Pension Plan. A simple low-cost investment solution managed by HL experts.
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Andrew invests monthly to benefit from compound growth. This strategy could turn a small savings pot into a significant amount when left untouched.
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Helen started investing with HL to take control of her financial future. She uses HL’s tools, insights, and helpdesk to help make her own investment decisions.
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Joanna is a sole trader who recently opened an HL Lifetime ISA (LISA) to help her save for retirement.
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Haydn transferred his pensions to HL to make managing his money easier.
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Christopher used the HL website to help him retire early. With HL he’s able to manage all his wealth under one roof.
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Naveed saves in an HL SIPP alongside his workplace pension to help him reach his desired retirement age.
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Alan uses our tools and research to help him manage his family's HL accounts. He also speaks to our knowledgeable helpdesk to get answers to his questions.