Save on fees with our latest offers
Take advantage of our special offers and join over 1.9 million clients who trust us with their investments and savings.
Before you invest in an ISA or SIPP - Investments usually outperform cash savings over 5+ years. But values rise and fall, so you could get back less than you invest. You’re responsible for your investment decisions. Money in a pension can’t usually be taken out again until at least 55 (rising to 57 in 2028). Tax rules may change, and benefits depend on your circumstances. Before transferring check for loss of benefits, guarantees and exit fees. This isn't personal advice. If you're not sure what's right for you, ask us for financial advice.
Invest for less with our lowest ever account charge
Grow your investments free from tax with the UK's #1 investment and savings platform.
Open a new HL Stocks and Shares ISA or SIPP by 30 June 2025 and enjoy 40% off your account charge for up to six months. Minimum £10,000 to qualify, includes transfers and cash payments.
Discounted charge applies between 1 July 2025 and 31 December 2025.
Contact our helpdesk for an extension if you need more time to apply to transfer. Transfers must complete before 31 December 2025 to qualify for the offer. You'll receive a reduction on your account charge for the remainder of the offer period.
See the full ISA offer terms and SIPP offer terms.
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| Type of investment | Value of investments | Reduced charge | Standard charge |
|---|---|---|---|
| Funds | £0 - £250,000 | 0.27% | 0.45% |
| £250,000 - £1m | 0.15% | 0.25% | |
| £1m - £2m | 0.06% | 0.10% | |
| Over £2m | 0.00% | 0.00% | |
| Other investments | Flat max charge | 0.27%* | 0.45%** |
*Capped at £2.25pcm for ISA and £10pcm for SIPP
**Capped at £3.75pcm for ISA and £16.66pcm for SIPP
Choose regular investing and get a year's account charge back as cash
Take the hassle out of investing with automatic, monthly payments.
Set up a new Direct Debit in your HL Stocks and Shares ISA or SIPP by 30 June 2025 and we'll pay back one year's worth of account charges.
Start from as little as £25 a month and keep your Direct Debit in place for one year to receive cashback. Your cash refund will be paid by July 2026. See full offer terms.
Existing client? Log in to get started.