Unlock your financial fitness in 2024
Your 5-Step Workout Plan.
It’s more important than ever to make sure your finances are fighting fit. Whether you’re a seasoned investor or just warming up, HL has got the tools you need to help boost your financial fitness. Here are 5 dynamic moves to turbocharge your savings and investments and dominate your financial game this year.
Important information: Our website doesn’t provide personal advice. If you’re not sure whether a course of action is right for you, please ask us for personal advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in. If you’re thinking about transferring, check for loss of benefits or guarantees first. Tax rules can change and benefits depend on individual circumstances. Once held in a pension your money isn’t usually accessible until age 55 (57 from 2028).
1. Pump up your investment portfolio
Give your investments the attention they deserve. You should regularly review all the investments you hold, whether they’re in your ISA, investment account or pension. Make sure they still match your goals and risk appetite, and they’re performing as you’d expected. Think of it like a diverse workout routine for your money - keeping things balanced and reducing risk.
Step-by-step guide to portfolio reviews
Ready to smash your goals? Reviewing your portfolio is much easier when everything is in one place. If you hold an ISA, investment account or pension elsewhere now could be a great time to bring everything under one roof. One login means total control. Plus, you could benefit from our biggest ever cashback offer. Terms apply.
Looking for investment inspiration?
Our experts select investment ideas that could appeal to a variety of investment goals. Find out what funds and shares have made this year’s list.
For those looking for a simple solution, we have ready-made options, designed and managed by HL experts.
2. Supercharge your cash savings
It’s well known that everyone should hold some money in cash, but how much and where you hold it is your choice. Despite savings rates hitting their highest level since 2008 many high street banks still pay lower rates in easy access accounts.
Make your savings work harder with HL Active Savings. You get access to great rates, from multiple banks, in one account alongside any Investments you hold with HL. Making it much easier to snag potentially better rates, without the hassle. You can even lock into rates for months or years for guaranteed returns. You cannot get money out of fixed terms until maturity.
3. Navigate tax challenges like a pro
The government has thrown some tax curveballs this year, adjusting allowances and leaving many exposed to potential tax hits. Discover 8 savvy strategies to navigate these changes, ensuring you keep more of your hard-earned money legally.
4. Retire on your terms
Your retirement is the ultimate holiday – and it pays to be prepared. Our pension calculator can give you an idea of if you're on track to get the income you want during retirement. And our helpdesk are on hand to answer any questions you might have.
If you’re looking for a low-cost, no-stress pension plan we have you covered too.
Get Retirement Ready
Book your 30-minute pension appointment to discuss income options at retirement and get free guidance and quotes.
New Ready-Made Pension Plan
Ready-Made Pension Plan
A simple investment solution, managed by experts, that reduces risk as you approach retirement.
5. Help when you need it
Even champions need a spotter.
Whether you’re planning for a specific goal this year, navigating a financial challenge, or seeking clarity on your overall financial future, the HL advisory service is tailored to provide the advice needed to make informed decisions with confidence.
I became an HL client about 18-20 years ago with the aim of saving to retire early. HL had lots of information on their website to help.
Christopher used the HL website to help him retire early. With HL he’s able to manage all his wealth under one roof, and uses the linked account service to manage his family’s money too.
I just think HL are a really good company. I think they’re switched on. They know what they’re doing. They’re a trustworthy company. There’s just something about them that makes you feel safe.
Lynne uses HL insights to help her manage her pension. She’s able to keep on top of her HL Self-Invested Personal Pension (SIPP) with ease and likes the wide range of investment options.
The Personal Finance Awards 2023/2024
Boring Money Awards 2023
Boring Money Awards 2023
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960), which is authorised and regulated by the Financial Conduct Authority with firm reference 915119. Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).