Financial Advisers in Plymouth

Our financial advice

From investment advice to financial planning, pension advice to long term care, our advisers in Plymouth are on hand to help you get a clear view on the present and a strong plan for the future.

Our advisers can help you to:

Meet your financial goals
Increase your confidence as an investor
Draw up a financial strategy for retirement
Plan a financial future for you and your family

Pension advice Plymouth

Your retirement is one of the most important points in your financial life. For many, it’s something to look forward to but it’s also not without its complications. Our advisers can help you:

Review your pension(s) and suggest how to squeeze more out of them
Explain options such as drawdown, annuities and taking the tax free portion of your pension
Plan your finances leading up to, moving into and throughout your retirement

Choosing your financial adviser in Plymouth

Choosing a financial adviser is important. You’re putting your hard earned money in someone else’s hands and it’s important you feel comfortable talking about something as personal as your finances with someone you don’t know.

Find your local adviser

We are very grateful to you for taking us through everything so thoroughly. We felt a great sense of confidence and reassurance in your expertise and the understanding you had of all the issues we raised. We felt that it was money more than well spent.
Mr MacKay, Glasgow area

Advice in 3 easy steps

1. Speak to our Helpdesk

Book a call with our Helpdesk who’ll explain more about advice to find out how you’re doing and you can decide if you need advice at all.

Start now

2. Only receive what's right for you

We’ll only recommend you meet a financial adviser if it’s right for you. If not, we’ll offer further information to help you make decisions for yourself – it’s your call.

3. Meet your adviser

If you choose to progress from our free call back and take full advantage of our advice, we’ll book your first free meeting with an adviser. They won’t provide advice at this stage but they’ll discuss the process and charges with you and start getting into what you want to achieve through advice.

See charges

Speak to our helpdesk

Financial Advice FAQs

Ask us anything and we'll see how we can help. Here are a few of our most frequently asked questions:

Do I need a lot of money to make advice worthwhile?
Not necessarily but it’s fair to say that the larger the sum, the more important it is to get it right. It’s also important that you take advice when it matters most e.g. nearing retirement. Remember, however much you’ve got and whatever stage of life you’re at, we won’t suggest you take advice if we don’t think you’d see real value.
Do I have to pay up front for advice?
No. We can either take payment out of the portion of your portfolio we’re advising on or you can pay the adviser charge from another source. Your adviser will make sure all our charges have been explained and agreed to before providing their report and putting your plan in place. You won’t pay anything until your adviser have provided their report.
Do you only recommend HL products and investments?
No. We have a suite of carefully selected products and services that we recommend. Some of these are provided by HL but not all. Rest assured that any product or service we recommend has been heavily researched by our experts to make sure it stands up to our high standards and the high standards our clients expect.
Do I have to meet an adviser face to face?
If you’d rather talk to an adviser on the phone, we have a team of advisers based in Bristol who can provide the same service as a face to face adviser with the convenience of being available on the phone.

If you want to get started book a call with one of our advisory team members.
Will you keep managing my investments after I’ve taken advice?
We offer one off advice or ongoing support if you would like a more supported approach. If you take advice and you feel that you can manage from there onwards, we won’t lock you in to unnecessary ongoing charges and you can go back to controlling your investments.
Can you advise on defined benefit pension transfers?
We can, but this is a very specialist area and it’s not always advisable to transfer out of defined benefit pension schemes. Please speak to our Helpdesk team, they will be able to find out more about your situation and how best we can support you.

Ready-Made Investments

Ready-Made Pension Plan

Lifetime ISA

Stocks and Shares ISA

Fund and Share Account

Cash ISA

Junior Stocks and Shares ISA

SIPP (Self-Invested Personal Pension)

Active Savings Account

Junior SIPP (Child's pension)

Bare Trust Account