

Nick Zand
Financial Adviser
FCA reference number: NXK01770
With over 15 years in the industry, I started my career in financial services at a well-known high street bank and throughout the years self-studied to obtain my Mortgage qualifications where I advised clients on Mortgages for a number of years before continuing my studies to become a fully qualified Financial Planner/Adviser. For nearly 10 years, I have been advising clients achieve their financial goals through comprehensive financial planning. I provide advice on a number of areas including retirement planning, investment planning and inheritance tax mitigation.
With over 15 years in the industry, I started my career in financial services at a well-known high street bank and throughout the years self-studied to obtain my Mortgage qualifications where I advised clients on Mortgages for a number of years before continuing my studies to become a fully qualified Financial Planner/Adviser. For nearly 10 years, I have been advising clients achieve their financial goals through comprehensive financial planning. I provide advice on a number of areas including retirement planning, investment planning and inheritance tax mitigation.
Expertise
Financial planning Pensions and retirement planning Investment management Long-term care planning Estate planning and inheritance tax planning Trusts
Qualifications
- Diploma for Financial Advisers
- Certificate in Mortgage Advice and Practice
Region and method of advice
Based in Lancashire, I tend to serve clients in the North West, including Manchester, Cumbria and surrounding areas with in-person meetings. But I also offer flexible remote consultations by phone or video call to accommodate diverse preferences and locations beyond my catchment.

Based in North West

In-person meetings

Phone and Video call

Region & method of advice
Based in Lancashire, I tend to serve clients in the North West, including Manchester, Cumbria and surrounding area’s with in-person meetings. But I also offer flexible remote consultations by phone or video call to accommodate diverse preferences and locations beyond my catchment.
Approach and experience
Complex problem solving is an area I excel in. I use plain English to transform complexities and jargon into easy-to-understand concepts and solutions that clients can adopt with confidence and peace of mind.
My approach is simple. It's all about you.
I'll invest the time to listen carefully so I can understand your aspirations and concerns, and then work with you to develop your own plans and solutions.
Everyone has a right to feel smart and confident with money. Everyone is entitled to live a life they love. And that includes you.
Personal interests
Outside of Financial Planning, my time is generally spent entertaining my son, daughter and Labradoodle alongside my wife Gemma. I enjoy keeping fit, watching sports and cooking meals from across the world.