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Investing made simple


Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But unlike cash, investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't personal advice – please ask us for financial advice if you’re not sure what’s right for you. Tax rules can change and their benefits depend on your circumstances.

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By taking your first steps with HL, you could give yourself a better chance of growing your money over the long term. In fact, for 91% of 10-year periods, investments in shares have done better than holding cash. The sooner you get started, the longer your investments have to help with your future plans. Just remember there are no guarantees - all investments can fall as well as rise in value, so you could get back less than you invest.

Start investing today

To start investing, you'll need to open an account.

There are different types of investment accounts available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.

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Learn more
about investing

From a simple introduction to investing, to deeper dives into popular topics, we’ve covered what you need to know.

Begin with the basics

A simple introduction to investing. Hear how shares, funds and bonds can rise or fall in value and how income is paid to investors.

Understand investment risk

Investing involves taking risks. But how much risk is healthy? And what are the different types of risks involved with investing?

Find out what risk really means when you're investing and the ways you can reduce it to maximise reward.

Get your head around the power of compounding

Compounding might sound technical. But this video shows how simple it is, and how it could benefit you.

The figures shown in this video aren’t guaranteed. And they don’t take inflation or charges into account.

Read more about investing

Should I save or invest?

How to decide what to do with your money and why.

| 4 min read

How to build a portfolio

Learn all about asset allocation and how to set your own strategy.

| 4 min read

Investing behaviours

Read the dos and don'ts and give yourself the best chance of success.

| 4 min read

Diversification

Discover how variety can pay over the long term.

| 4 min read

How getting started with investing has helped Jack and his family.

Get started with investing

From ISAs and pensions to investment accounts for children, we make it easy to save and invest for the whole family.

Compare all accounts

Pick investments for the best potential returns

Once you’ve opened an account, you can decide where to invest.

Choose from funds, shares, ready-made options and more.

Learn more about HL Ready-Made Investments

Best Buy ISA 2023 Boring Money Awards
Best Buy ISA
Boring Money Awards 2023
Best Investment App Boring Money Awards 2024
Best Investment App
Boring Money Awards 2024
Best Online Stockbroker The Personal Finance Awards 2023-2024
Best Online Stockbroker
The Personal Finance Awards 2023/2024

Help and support

Speak to one of our UK-based client support experts if you have any questions.

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