Investing made simple
Getting started could be easier than you think
Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But unlike cash, investments can go down as well as up in value, so you could get back less than you put in.
The information on this page isn't personal advice – please ask us for financial advice if you’re not sure what’s right for you. Tax rules can change and their benefits depend on your circumstances.
Join the UK’s number 1 platform for private investors
Investing can sound mystifying at first. But it can be easier than you think.
By taking your first steps with HL, you could give yourself a better chance of growing your money over the long term. In fact, for 91% of 10-year periods, investments in shares have done better than holding cash. The sooner you get started, the longer your investments have to help with your future plans.
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HL client, Jack, shares his experience of investing.
Investments can fall as well as rise in value, so you could get back less than you invest.
Ready to get going?
To start investing, you'll need to open an account.
There are different types of investment accounts available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.
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Begin with the basics
First things first – what does investing your money involve?
See how investing money works, and why you might want to consider it as an option.
A simple introduction to investing. How shares, funds and bonds can rise or fall in value and how income is paid to investors.
Understand investment risk
Investing involves taking risks.
But how much risk is healthy? And what are the different types of risks involved with investing?
Past performance isn't a guide to the future. Before choosing an investment, please check you’re happy with the risks.
Find out what risk really means when you're investing and the ways you can reduce it to maximise reward.
Get your head around the power of compounding
Compounding might sound technical. But this video shows how simple it is, and how it could benefit you.
The figures shown in this video aren’t guaranteed. And they don’t take inflation or charges into account.
This video explains how time can be your biggest ally when it comes to growing your wealth.
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Learn
about
investing
From the basics of investing to making better investment decisions, we’ve covered what you need to know.
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Help and support
If you have any questions you can speak to one of our UK-based client support experts.