Investing made simple
Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But unlike cash, investments can go down as well as up in value, so you could get back less than you put in. The information on this page isn't personal advice – please ask us for financial advice if you’re not sure what’s right for you. Tax rules can change and their benefits depend on your circumstances.
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By taking your first steps with HL, you could give yourself a better chance of growing your money over the long term. In fact, for 91% of 10-year periods, investments in shares have done better than holding cash. The sooner you get started, the longer your investments have to help with your future plans. Just remember there are no guarantees - all investments can fall as well as rise in value, so you could get back less than you invest.
Start investing today
To start investing, you'll need to open an account.
There are different types of investment accounts available, and the right one for you will depend on your goals. Find out more about the most popular options with HL clients.
Learn more
about investing
From a simple introduction to investing, to deeper dives into popular topics, we’ve covered what you need to know.
Begin with the basics
A simple introduction to investing. Hear how shares, funds and bonds can rise or fall in value and how income is paid to investors.
Understand investment risk
Investing involves taking risks. But how much risk is healthy? And what are the different types of risks involved with investing?
Find out what risk really means when you're investing and the ways you can reduce it to maximise reward.
Get your head around the power of compounding
Compounding might sound technical. But this video shows how simple it is, and how it could benefit you.
The figures shown in this video aren’t guaranteed. And they don’t take inflation or charges into account.
Read more about investing
How to build a portfolio
Learn all about asset allocation and how to set your own strategy.
| 4 min read
Investing behaviours
Read the dos and don'ts and give yourself the best chance of success.
| 4 min read
How getting started with investing has helped Jack and his family.
Get started with investing
From ISAs and pensions to investment accounts for children, we make it easy to save and invest for the whole family.
Pick investments for the best potential returns
Once you’ve opened an account, you can decide where to invest.
Choose from funds, shares, ready-made options and more.
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Help and support
Speak to one of our UK-based client support experts if you have any questions.