£56 SAVED ON AVERAGE PER FUND INVESTOR
Get great choice, discounted fund charges and award-winning customer service.
Get great choice, discounted fund charges and award-winning customer service.
Important info: Our website offers information about investing and saving, but not personal advice. If you're not sure which investments are right for you, ask us for advice. Remember that investments can go up and down in value, so you could get back less than you put in.
For over 40 years we've aimed to give HL clients an unbeatable fund dealing service. Over this time we’ve helped millions of people save time, tax, and money on their investments.
You get more when you buy funds with HL:
- Almost 500 discounted funds – save an average of 17% on the annual ongoing charge of some of the UK's most popular funds
- Expert fund research – get our expert analyst research and insight on selected funds straight to your inbox
- Free fund dealing – buying and selling funds costs nothing. See full list of our charges
- Easily invest with a monthly direct debit – invest from just £25 per month
No wonder we’re trusted by 1.9mn people to help them invest for a better future.
HL discounts on some of the UK’s most popular funds
Investing in funds isn’t right for everyone. You should only invest if a fund’s objectives align with your own, and there’s a specific need for the type of investment being made.
The amount of discount should not be the sole reason for investing in a fund. Check you understand the specific risks of a fund before you invest, and make sure any new investment forms part of a diversified portfolio.
We’d recommend taking some time to learn more about investing. From help understanding diversification and risk, to tips on building a portfolio, we’ve covered what we think you need to know.
Fund groups shown based on number of funds on platform and the level of average discount.
Saving money with HL discounts – it’s all part of the service
If you invested £5,000 into a fund receiving an average discount, each month you would pay:
(0.45% annually)
Data correct as at: 30 June 2024. Actual fund charges will depend on the investment you choose and the discount we offer.
You can find the ongoing charge and any savings on the fund factsheet or using our fund search tool. To make it easier to compare fund charges, we've rated them from the lowest (£) to the highest (£££££).
Funds are compared against other funds in the same Investment Association (IA) sector available at HL, allowing you to make like-for-like comparisons. Read more on how we compare charges.
Start investing in funds with HL
Our two most popular investment accounts are the HL Stocks and Shares ISA and the HL Fund and Share Account.
You can hold funds, alongside any other investments, in either account. Get started by opening an account today, or try our interactive account filter for our full range of account options.
If you choose to open more than one account, you’ll be able to see everything with a single set of log in details.
Tax rules can change and benefits depend on your circumstances.
Stocks and Shares ISA
A simple way to invest free from UK tax.
- Pay in up to £20,000 a year
- UK tax-free growth and withdrawals
- Competitive charges, giving you value for money
- Open your ISA from £100, or £25 per month
Fund and Share Account
A low-cost, flexible investment account that makes anytime trading quick and easy.
- No limits on what you can pay in
- Make use of your tax-free dividend allowance
- Competitive charges, giving you value for money
- Open your account from £1, or £25 per month
Every interaction I have with HL, there's that sense that the effort I make to communicate with them is reciprocated, and it feels like you’re part of that group. I don’t think it would have been as easy with any other provider.
The reason I stay with HL is the easy ability to invest. In terms of the actual support and customer service, I find that far better than anyone else. I think of HL as the Waitrose of the financial world. They are good value and provide me with a good service.
Our latest investment ideas
Important: These ideas are not personal advice. If you’re not sure of the suitability of an investment for your needs, please contact us about investment advice. Investments and any income they pay will rise and fall in value, so you could get back less than you invest.
HL Ready-Made Investments
Looking to invest but unsure where to start? Leave the day-to-day decisions to the experts with our all-in-one funds.
Wealth Shortlist
The Wealth Shortlist is a collection of funds we've researched and chosen for their long-term potential.