TwentyFour Monument Bond Class I - Income (GBP)

Aza is one of the partners of TwentyFour and a Portfolio Manager. His main responsibility is managing the firm's ABS funds, in addition to a number of institutional mandates. He is also a member of the firm's Investment Committee. Aza has 10 years of experience of fixed income portfolio management. He joined TwentyFour in 2011, after having spent 4 years working for IMC asset management in Amsterdam, where he focused on the European RMBS, CLO and ABS CDO sectors. He holds a master's degree in Financial Engineering & Management from the University of Twente (the Netherlands).

Doug joined TwentyFour in 2013 as a Portfolio Manager on the ABS team. Doug's main responsibility is managing the firm's ABS funds. He is also a member of the firm's Investment Committee. Doug has 11 years of experience in fixed income markets, specifically ABS finance. He started at Nationwide Building Society, where he helped establish the RMBS funding platform and manage Treasury ABS investments, then moved to S&P where he rated European RMBS transactions. Doug was hired from Lloyds where he was a structurer for RMBS and whole loans clients. He is also a CFA Charterholder.

Elena joined TwentyFour Asset Management (TwentyFour) in 2015 as an analyst in the firm's Asset-Backed Securities (ABS) team. Her primary responsibilities initially involved assisting in the management and day-to-day activities of the team, focusing on underwriting and modelling of ABS/Commercial Mortgage-Backed Securities (CMBS) / Residential Mortgage-Backed Securities (RMBS) and Collateralised Loan Obligation (CLOs)s. Over the years, she has developed strong expertise in CLOs and CMBS and has graduated into a portfolio management role. Elena is also a member of the firm's ESG Committee, where she leads on all sustainability matters related to ABS. Elena has a 1st class MSc with honours in Finance and holds a BSc in Management and Business Administration from the University of Bologna. Before joining TwentyFour, Elena worked for 1 year as a Financial Analyst at Oakmore Investment Partners and Aqovia. She is a CFA® Charterholder and a member of the CFA Society UK.

John joined TwentyFour as a Portfolio Manager in the ABS team in August 2016. His main responsibilities include the firm's public ABS funds, and a number of institutional mandates. John's career spans 30 years in investment banking having worked for Barclays Capital in London in fixed income distribution for 23 years, covering a broad range of asset classes including a strong focus on Asset Backed Securities. More recently he was a Managing Director and Head of European ABS sales at Nomura International and prior to that held the same role at Royal Bank of Scotland.

Marko joined TwentyFour in 2019 as a Portfolio Manager in the ABS team. His main responsibilities include the firm's public ABS funds, and a number of institutional mandates. Marko will provide extensive experience across the growing range of public and private investments that the ABS team manage, particularly in continental Europe. He joined from HSBC where he spent 5 years on the investment banking side as a structurer and originator of ABS transactions across Europe. Prior to this, he spent 9 years at BNP Paribas and UniCredit working in similar roles. Marko is a native German and studied at the University of Cologne and University of Augsburg, majoring in Economics.