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Join HL

Join HL


Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. If you’re unsure of the suitability of an investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

One home for your ISAs, pensions, savings and investments

One home for your ISAs, pensions, savings and investments

Stocks and Shares ISA

Stocks and Shares ISA

A simple way to invest up to £20,000 this tax year free from UK tax.

Open an ISA

More on Stocks and Shares ISAs

Stocks and Shares ISA

A simple way to invest up to £20,000 this tax year free from UK tax.

Open an ISA

More on Stocks and Shares ISAs

Fund and share account

Fund and Share Account

A low-cost, flexible investment account that makes anytime trading quick and easy.

Open an Account

Find out more

Fund and Share Account

A low-cost, flexible investment account that makes anytime trading quick and easy.

Open an Account

Find out more

Self-invested Personal Pension

Self Invested Personal Pension (SIPP)

A pension that gives you control. Choose from ready-made portfolios or pick your own investments. Once held in a pension money is not usually accessible until age 55 (57 from 2028).

Open a SIPP

Find out more

Self Invested Personal Pension (SIPP)

A pension that gives you control. Choose from ready-made portfolios or pick your own investments. Once held in a pension money is not usually accessible until age 55 (57 from 2028).

Open a SIPP

Find out more

Self-invested Personal Pension

Self Invested Personal Pension (SIPP)

A pension that gives you control. Choose from ready-made portfolios or pick your own investments. Once held in a pension money is not usually accessible until age 55 (57 from 2028).

Open a SIPP

Find out more

Lifetime ISA

Lifetime ISA

Save and invest for your first home or later life, with up to £1,000 per year in extra help from the government.

Available to those aged 18-39. Withdraw for a home purchase or at age 60; other withdrawals may face a 25% charge.

Open a Lifetime ISA

More on Lifetime ISAs

Lifetime ISA

Lifetime ISA

Save and invest for your first home or later life, with up to £1,000 per year in extra help from the government.

Available to those aged 18-39. Withdraw for a home purchase or at age 60; other withdrawals may face a 25% charge.

Open a Lifetime ISA

More on Lifetime ISAs

Lifetime ISA

Save and invest for your first home or later life, with up to £1,000 per year in extra help from the government.

Available to those aged 18-39. Withdraw for a home purchase or at age 60; other withdrawals may face a 25% charge.

Open a Lifetime ISA

More on Lifetime ISAs

Active Savings

Active Savings

Pick and mix easy access and fixed term savings products from a range of banks and building societies, all through the convenience of one online account.

Discover Active Savings

Active Savings

Pick and mix easy access and fixed term savings products from a range of banks and building societies, all through the convenience of one online account.

Discover Active Savings

Cash ISA

Cash ISA

You can save up to £20,000 each tax year free from UK income tax through Active Savings, with our Cash ISA.

Open a Cash ISA

More on Cash ISAs

Cash ISA

You can save up to £20,000 each tax year free from UK income tax through Active Savings, with our Cash ISA.

Open a Cash ISA

More on Cash ISAs

Junior accounts

Accounts for Children

Give your child a great start in life with one of our junior accounts.

Compare junior accounts

Accounts for Children

Give your child a great start in life with one of our junior accounts.

Compare junior accounts

Compare accounts

Not sure which account to choose?

Whether you're building a pension pot or just saving for the future, try our handy filter to find what suits you best.

Compare accounts


Photo of client Alan
HL is a well-established firm with a good reputation which presents itself well and has a professional feel. You can speak to them on the phone, and you get someone who speaks clearly, and very simply. Nothing is a problem. I always get the answers I need. I rely on them and trust them.

Read Alan's story


More ways we can help you to save and invest

More ways we can help you to save and invest, in a way that suits you.

Retirement services

Retirement service

Access your pension in the way that suits you. Buy a guaranteed income for life or stay invested and make withdrawals when you like.

Share dealing

Share dealing

Buy and sell shares with our award-winning service.

Fund dealing

Fund dealing

Choose from over 3,000 funds with no charge to buy or sell.

Fund dealing

Fund dealing

Choose from over 3,000 funds with no charge to buy or sell.

Currency service

Currency service

Send money around the world and you could save with highly competitive exchange rates.

Currency service

Currency service

Send money around the world and you could save with highly competitive exchange rates.

Financial advice

Financial advice

Highly-qualified advisers based around the country to help you face to face or over the telephone.

Learn to invest

Learn to invest

Read more about investing rules of thumb, and how to start building a portfolio.

Learn about investing