Investment accounts
Our most popular investment accounts
Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in.
The information on this page isn't personal advice – please ask us for financial advice if you’re not sure which investments are right for you. Tax rules can change and their benefits depend on your circumstances.
What is an investment account?
To get started with investing, you'll need an account. This is where you can buy, sell and hold investments, such as funds or shares.
There are different types of investment accounts available, and the right one for you will depend on your goals.
We offer a range of investment accounts, each with different characteristics. Find out more about the most popular options with HL clients.
Our most popular investment accounts
Our two most popular investment accounts are the HL Stocks and Shares ISA and the HL Fund and Share Account.
Find out more below, or try our interactive account filter for our full range of account options.
If you choose to open more than one account, you’ll be able to see everything with a single set of log in details.
Stocks and Shares ISA
A simple way to invest free from UK tax.
- Pay in up to £20,000 a year
- UK tax-free growth and withdrawals
- Competitive charges
- Open your ISA from £100, or £25 per month
Fund and Share Account
A low-cost, flexible investment account that makes anytime trading quick and easy.
- No limits on what you can pay in
- Make use of tax-free dividend allowance
- Competitive charges
- Open your account from £1, or £25 per month
Why choose HL for your investment account?
- Security - we're a FTSE-listed company
- Ease - invest anytime, anywhere online or with the HL app
- Choice - pick your own investments, or take inspiration from our experts' latest investment ideas
- Award-winning - we've won over 200 awards, including Best for Customer Service 2024 by Boring Money Best Buy Awards.
The most helpful, knowledgeable and professional staff.
Mr F, Huddersfield
New to investing?
Getting started could be easier than you think. Watch our videos to get to grips with the basics of investing.
Or read more about investing principles, and how to start building a portfolio.