Personal finance

Stories that impact your personal finances, such as interest rates, inflation and savings, as well as mortgage rates, annuities, retirement and the state pension.

February 2025

More than £10bn to be taxed on your savings – how to keep your cash out of it
Rachel Reeves’ Cash ISA rumours – what’s next in the Spring Statement?
What is this pension perk saving us billions in tax?
Saving and investing as a couple – how to make your money go further
Lifetime ISAs break new record – but will the government change them?
Retiring in 2025? – how to take a tax-efficient income in retirement
Inheritance tax set to hit record high – how to cut your IHT bill in 2025?
How to make your child an investor
Cash ISAs see record year – will the government scrap them in the Spring Statement?

The Generation Gain: Family Financial Planning – plus Trump's Impact on Markets

Podcast
- 24 mins
House prices are growing – how to get on the property ladder quicker
Interest rates cut to 4.5% – what it means for stock markets, savings and annuities
What’s next for interest rates in 2025? – 7 things to watch
Inheritance tax receipts hit highest ever – how to cut your IHT bill in 2025

Pensions and savings gaps: the HL Savings and Resilience Barometer

Podcast
- 22 mins
Premium bonds v Cash ISAs – where should you put your money in 2025?
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