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The Guardian: UK house prices rise for first time since March amid supply shortages
Important information - This article isn’t personal advice. If you’re not sure whether an investment is right for you please seek advice. If you choose to invest the value of your investment will rise and fall, so you could get back less than you put in.
UK house prices rose last month after a run of six monthly falls as sellers adopted a cautious attitude, leading to a shortage of homes on the market.
This article is more than 1 year old
It was correct at the time of publishing. Our views and any references to tax, investment, and pension rules may have changed since then.
The average price of a property rose to £281,974 in October, up 1.1% from September, an increase of almost £3,000 and the first time prices have risen since March. Compared with October last year, prices fell 3.2%, smaller than the annual decline of 4.5%
in September.
Kim Kinnaird, the director of Halifax Mortgages, said: “Prospective sellers appear to be taking a cautious attitude, leading to a low supply of homes for sale. This is likely to have strengthened prices in the short-term, rather than prices being driven
by buyer demand, which remains weak overall.
She added: “While many people will have seen their income grow through wage rises, higher interest rates and wider affordability pressures continue to be challenges for buyers.”
Jeremy Leaf, a north London estate agent and a former Rics residential chair, said: “We are not getting carried away with the modest rise in prices shown here. Transactions remain subdued, so looking forward we don’t expect to see much improvement in
the market until January or February of next year at the earliest.”
South-east England continues to experience the largest annual decline in house prices, down 6%, while London still has the highest average house price in the UK, at £524,057, falling 4.6% over the last year. In Scotland, prices edged down 0.2% annually
to an average of £202,608.
Last week, the Bank of England left interest rates unchanged at 5.25% for a second consecutive meeting, the highest level since the 2008 financial crisis. It warned the economy will be on the brink of recession in the coming year, and signalled interest
rates are likely to stay high for a prolonged period as it tries to tackle stubborn inflationary pressures.
Halifax expects house prices to fall further overall, and to return to growth from 2025.
“The current picture should continue to be seen in the context of the longer-term house price trend as, on average, prices remain about £40,000 above pre-pandemic levels,” Kinnaird said.
The first-time buyer market has held up relatively well, as people try to escape sharp increases in rents. Prices for first-time buyers are down 2.4% year on year, a smaller fall than the overall market (down 3.2%) over the past year.
This article was written by Julia Kollewe from The Guardian and was legally licensed through the Industry Dive Content Marketplace. Please direct all licensing questions to legal@industrydive.com.
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