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Cash ISA Transfers

The only Cash ISA you'll ever need

Access great tax-free savings, from multiple banks, through one online account.

  • See everything in one place
    By accessing multiple banks through one account, you can switch your savings when your needs change, without opening new accounts.
  • Get more choice
    Hold as many easy access and fixed rate savings as you like, on a wide range of terms.
  • We’ll be here to help
    Our specialised helpdesk are always here to help with your savings questions, or any other questions about your HL account.

The HL Cash ISA requires an opening payment. Therefore, if you have used all your ISA subscriptions for the 2024/25 tax year, you will not be able to open a new HL Cash ISA.

Transferring an ISA with an external provider to the HL Cash ISA

You cannot transfer your external ISA directly to the HL Cash ISA. But you can transfer to the HL Stocks and Shares ISA. Once that’s complete, you can transfer to the HL Cash ISA using the process below.

There are no transfer charges, account opening charges, or charges to hold cash in the HL Stocks and Shares ISA. You should check whether your existing provider will charge any exit or transfer fees.

Your money will keep its tax-free status and will not count towards your yearly ISA allowance.

We’re working behind the scenes to make direct transfers possible. Sign up to alerts and be the first to hear when this is available.

Transfer to the Stocks and Shares ISA

Transferring an ISA with an external provider to the HL Cash ISA

You cannot transfer your external ISA directly to the HL Cash ISA. But you can transfer to the HL Stocks and Shares ISA. Once that’s complete, you can transfer to the HL Cash ISA using the process below.

There are no transfer charges, account opening charges, or charges to hold cash in the HL Stocks and Shares ISA. You should check whether your existing provider will charge any exit or transfer fees.

Your money will keep its tax-free status and will not count towards your yearly ISA allowance.

We’re working behind the scenes to make direct transfers possible. Sign up to alerts and be the first to hear when this is available.

Transfer to the Stocks and Shares ISA

Transferring cash from an HL Stocks and Shares ISA to an HL Cash ISA

You can transfer uninvested cash from your HL Stocks and Shares ISA to your HL Cash ISA. This will keep your money’s tax-free status and will not count towards your yearly ISA allowance.

Before you can transfer, you need to:

  • Open an HL Cash ISA
  • Open an easy access or limited access savings product
  • Set it as your default savings product

How to transfer

  • Go to the cash tab of your HL Stocks and Shares ISA
  • Under ‘Manage cash on your account’ select ‘Transfer money’

The money should transfer within 1 working day. Once money is in your default savings product, you can move it to other savings products, including fixed rates if you wish.

Start transfer

Open an HL Cash ISA

Why transfer an ISA to HL?

  • Security - we're a FTSE-listed company and the largest investment platform in the UK for private investors
  • Ease - check your Cash ISA anytime online
  • Award-winning - we've won over 200 awards, including Gold For Customer Experience from Times Money Mentor
  • Ongoing support - speak to our UK-based customer support team if you have any questions

Prefer to speak with someone?

Contact us


This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.

The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.

Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).