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How The HL Cash ISA works

Manage your savings through one login.

Browse rates from our
banking partners

Add
money

Spread it across our
banking partners

Important information - This is not personal advice. Fixed rates generally only allow withdrawal at maturity.

HOW THE HL CASH ISA WORKS

  1. Choose your HL Cash ISA product(s)
    Top up and pick a savings product. You’ll have to pay into products individually, but you can hold as many products as you like.
  2. Manage your savings in one place
    Switch banks and rates in minutes as your needs change. Pick a default easy access product and earn interest automatically when your fixed rate matures.
  3. Move money where you want
    Withdraw available cash to your bank account, or transfer to the HL Stocks and Shares ISA. Just remember, money withdrawn from an ISA will lose its ISA status.

READY TO GET STARTED?

Open an account

It takes minutes, and you can start saving straight away.

Open an account

See the latest rates

Browse rates from our banking partners and find what suits you.

See the latest rates

Charges

We do not charge any fees for opening, managing, or closing our savings accounts. Instead, we charge our banking partners. This means the same or similar products offered directly by the banks and building societies may have different interest rates to those available through the HL Cash ISA.

Protecting your money

FSCS protected

Money held with one of our banking partners is covered by the Financial Services Compensation Scheme (FSCS). The FSCS will protect your deposits up to £85,000 if the banking partner fails. This limit is per banking licence.

Safeguarding

Money not in a savings product is held by Barclays Bank. Your money is protected under Financial Conduct Authority (FCA) safeguarding rules if HL were to fail and under the FSCS if Barclays were to fail.

How we protect your money

How we protect your money

FAQ's

EXPLORE MORE WAYS TO SAVE WITH HL

You can access the full range of savings rates and banking partners by opening an Active Savings Account.

  • It's a separate account held through the same HL login.
  • There's no limit to how much you can top up.

Explore Active Savings

This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.

The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.

Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).