Compare Savings Accounts
Find the right savings account to help you reach your financial goals.
Important information - This page isn’t personal advice. Inflation reduces the future spending power of money. Tax rules for ISAs can change and their benefits depend on your personal circumstances. Fixed term products generally only allow access to your cash at maturity.
A better way to save
We’ve partnered with banks and building societies to bring you an online savings platform. Now you can have saving accounts from multiple banks and building societies, all through one login.
Active SavingsA simple-to-use online account giving you access to a wide variety of savings |
Cash ISA*Save up to £20,000 per tax year without paying tax on your interest |
|
|---|---|---|
| Tax-free savings | Up to £1,000 tax free under the personal savings allowance, depending on individual circumstances |
Pay no tax on interest earned. No need to include on a tax return |
| Contribution limits | None | £20,000 annual allowance across all ISAs |
| Range of options (when available) | Easy access, limited access, and fixed rates | |
| Manage online | Yes | |
| Mobile app | View only | |
| Eligibility criteria | UK residents aged 18+ | |
| Banking partners | Multiple banking partners | |
| Protection | Your money
is always protected, either under FCA safeguarding rules or the FSCS. See here for more information |
|
| Active Savings | Cash ISA |
Active Savings AccountA simple-to-use online account giving you access to a wide variety of savings |
Cash ISA*Save up to £20,000 per tax year without paying tax on your interest |
|
|---|---|---|
| Tax-free savings | Up to £1,000 tax free under the personal savings allowance, depending on individual circumstances |
Pay no tax on interest earned. No need to include on a tax return |
| Contribution limits | None | £20,000 annual allowance across all ISAs |
| Range of options (when available) | Easy access, limited access, and fixed rates | |
| Manage online | Yes | |
| Mobile app | View only | |
| Eligibility criteria | UK residents aged 18+ | |
| Banking partners | Multiple banking partners | |
| Protection | Your money
is always protected, either under FCA safeguarding rules or the FSCS.
See here for more information |
|
| Active Savings Account | Cash ISA |
*Tax rules for ISAs can change and their benefits depend on your personal circumstances. Money withdrawn from the Cash ISA will lose its ISA status.
Pick and mix our latest interest rates, all in one place
Easy access
Pays a variable interest rate. Withdraw money at any time - it usually takes 1 working day.
Limited access
Pays a variable interest rate. Limited number of money withdrawals without penalty.
Fixed rate
Pays a fixed interest rate for the length of the term. Withdraw money when the fixed term matures.
Protecting your money
FSCS protected
Money held with one of our banking partners or our approved bank has FSCS protection up to £85,000 per banking licence if any of these banks were to fail.
Safeguarding
Money not in a savings product is held by our approved bank (currently Barclays Bank) and protected under the FCA’s safeguarding rules if HL Savings Ltd were to fail.
The Hargreaves Lansdown platform is easy to use, if you do have problems there is an excellent help service who promptly solve problems.MR SESTON
Insights
Guides and Tools
We've pulled together what you need to know to make the most of your savings.
Frequently asked questions
If you've got a question that hasn't been answered, take a look at the FAQs.
Sign up for alerts
Be the first to hear when transfers into the HL Cash ISA are available and when we welcome new banking partners.
This website is issued by Hargreaves Lansdown Asset Management Limited (company number 1896481), which is authorised and regulated by the Financial Conduct Authority with firm reference 115248.
The Active Savings service is provided by Hargreaves Lansdown Savings Limited (company number 8355960). Hargreaves Lansdown Savings Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 915119). Hargreaves Lansdown Savings Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 with firm reference 901007 for the issuing of electronic money.
Hargreaves Lansdown Asset Management Limited and Hargreaves Lansdown Savings Limited are subsidiaries of Hargreaves Lansdown plc (company number 2122142).