Lifetime ISA vs pension factsheet
Lifetime ISA vs pension factsheet
Should I save into a Lifetime ISA or pension for retirement?
If you want to save for retirement, but you’re unsure which account is best for your circumstances, this essential factsheet could help.
This factsheet isn't personal advice, but we compare a Lifetime ISA (LISA) to a pension, and the key factors to consider when investing for retirement, including:
- How much the government would add to a LISA vs a pension based on earnings
- Why a workplace pension normally takes the top spot
- When you can take money out
- Why you should consider HL as the home for retirement savings
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Please correct the following errors before you continue:
This isn’t personal advice. If you’re unsure you should seek advice. If you save into a LISA instead of a pension, you could miss out on employer contributions, and your entitlement to certain means-tested state benefits could be affected. Investments can go down as well as up in value, so you could get back less than you put in.
Should I save into a Lifetime ISA or pension for retirement?
If you want to save for retirement, but you’re unsure which account is best for your circumstances, this essential factsheet could help.
We compare a Lifetime ISA (LISA) to a pension, and the key factors to consider when investing for retirement, including:
- How much the government would add to a LISA vs a pension based on earnings
- Why a workplace pension normally takes the top spot
- When you can take money out
- Why you should consider HL as the home for retirement savings
This isn’t personal advice. If you’re unsure you should seek advice. If you save into a LISA instead of a pension, you could miss out on employer contributions, and your entitlement to certain means-tested state benefits could be affected. Investments can go down as well as up in value, so you could get back less than you put in.