Royal London Sterling Extra Yield Bond Class Y - Accumulation (GBP)

Eric Holt has extensive knowledge of UK investment grade and high yield corporate bonds, gained over a career spanning more than 30 years. He has overall responsibility for RLAM's credit research process, as well as managing the Sterling Extra Yield Bond Fund and the Ethical Bond Fund. He joined RLAM in 1999 following RLAM's acquisition of Refuge Assurance's investment team, where he had worked for the previous 20 years. Eric is a graduate of Nottingham University with a degree in mathematics and is an associate of the Institute of Actuaries.

Rachid Semaoune joined RLAM in February 2015 as a Credit Fund Manager within the Fixed Income Team.  Rachid joined from UBS Asset Management where he spent three years managing investment grade credit portfolios.  Prior to this he was a deputy credit fund manager at Old Mutual Asset Management.  Rachid began his investment career in 2001 at Gulf International Bank where he worked as a credit analyst and deputy fund manager. Rachid studied for a PhD in Physics at Imperial College London and holds a Postgraduate Degree in Laser Physics from the Université Paris 13.