The HL ISA family

Drone footage of Uphill Beach, North Somerset is shown on screen. Background music plays. We see a red, Volkswagen campervan driving down a country road, on its way to the beach.

The voice of Jack, an HL client for 4 years, is introduced over the footage.

"If I had to describe HL in two words, I’d say ‘easy’ and ‘approachable’.

When I first started, I knew nothing about investments. It was something that I felt was for people a lot richer than me. However, I soon realised that anyone can invest."

We see Jack sitting in front of his campervan on the beach.

"I’m Jack. I’m 36. About 10 years ago, my job brought me down to Bristol. This is where myself, my wife and two kids have set up our lives – in the wonderful South West!

I’ve never been very good at saving money – it’s not something that comes naturally to me. However, starting a career and becoming an adult, with children, has made me appreciate its importance."

Footage of Jack having a cup of tea and walking on the beach.

"I have an HL Stocks and Shares ISA. That works perfectly for me. Each year up to £20,000 can be saved effectively tax free, so it’s a good place to start.

I also have HL Junior ISAs for each of my two children. I put a little bit of money into their accounts each month. It’s going to be in there for 18+ years, so has plenty of time to grow. Hopefully they’ll do something sensible with it once they have access!

One great advantage I’ve found on the HL mobile app is having my own investments alongside my family’s. I can link the accounts, which means I’m able to see everything in one place and add money as and when required. It’s very easy.

At HL, I’ve found there’s a massive amount of investment choice. There are a huge range of shares to choose from, as well as funds and ready-made options. It made getting started with investing a lot easier.

The power of investing has given added security to my family. It’s ensured that we have both a rainy-day fund and much longer-term, hopefully an early retirement fund."

The camera pans out and we see drone footage of the campervan on the beach. Text appears on screen, reading: ‘Get started with investing today at www.hl.co.uk.

The Hargreaves Lansdown logo appears at the end of the video.

The final still reads:

'Investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so unlike cash, you could get back less than you put in.

Tax rules can change and the tax benefits of ISAs depend on your circumstances. Your child must be a UK resident under age 18 to be eligible for a Junior ISA.

This video isn’t personal advice. If you’re not sure what’s right for you or your child, please contact us for advice.'