Cashback available when you transfer ISAs. Terms apply.
Important information: Investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in.
This isn’t personal advice – please ask us for advice if you’re not sure what's right for you. Stocks and Shares ISA tax rules can change and benefits depend on your circumstances. Before transferring, check for any loss of benefits or excessive exit fees.
One home for your ISAs
It’s easier to manage your ISAs when they’re in one place.
As a FTSE-listed company, we’re already trusted by over 1.9 million clients. With us, you’ll have a secure home for all your ISAs.
Tell us what you want to transfer and we’ll take care of the rest.
Get £100-£3,000 cashback
Get £100-£3,000 cashback on transfers
Enjoy up to £3,000 cashback when you open an HL Stocks
and Shares ISA.
Cash payments and transfers count towards your cashback.
You’ll need to keep the
qualifying amount in your account until 31 March 2026. Cashback will be paid in April 2026.
Offer ends 5 April 2025.
£10,000 min. Terms apply.
Enjoy up to £3,000 cashback when you transfer ISAs to
your HL Stocks and Shares ISA.
You’ll need to keep the qualifying
amount in your account until 31 March 2026. Cashback will be paid in April 2026.
Offer ends 5 April 2025.
£10,000 min. Terms apply.
| Amount paid in and/or transferred | Cashback |
|---|---|
| £10,000 - £99,999 | £100 |
| £100,000 - £249,999 | £250 |
| £250,000 - £499,999 | £500 |
| £500,000 - £999,999 | £1,000 |
| £1,000,000+ | £3,000 |
| Amount transferred | Cashback |
|---|---|
| £10,000 - £99,999 | £100 |
| £100,000 - £249,999 | £250 |
| £250,000 - £499,999 | £500 |
| £500,000 - £999,999 | £1,000 |
| £1,000,000+ | £3,000 |
Which ISAs can I transfer?
You can transfer Cash ISAs, Stocks and Shares ISAs and Innovative Finance ISAs to us. Transferring doesn't count towards your ISA allowance.
What are the benefits of transferring an ISA?
- A clear view
See your investments in one place, which could help you to make better investment decisions. - Potential for greater returns
Some providers don’t offer a wide range of investment choice. Transferring to a provider that does, could mean greater potential for your money to grow. - Save time and money
If you have more than one ISA, consolidating them means you’ll only have one online account, one platform fee and one company to contact with questions.
It's free to transfer an ISA to us
Your current provider may charge exit fees though, so it’s worth checking with them first - we wouldn’t want you to lose money.
Also, if you’re transferring a fixed rate cash ISA, remember that if you leave before the end of the term, you may have to pay a fee.
How to transfer an ISA
The fastest way to transfer a Stocks and Shares ISA and a Cash ISA is online. Alternatively, you can send a transfer form by post. If you’re transferring an Innovative Finance ISA you’ll need to send a transfer form by post (more information below).
Transferring a Stocks and Shares ISA
Here's how transferring a Stocks and Shares ISA works:
- You apply to transfer
- We contact your provider and start the transfer
- We keep you updated with progress and tell you when everything arrives
Transfers can be made as cash or as stock. With a stock transfer, you stay invested. With a cash transfer, the investments are sold, meaning you’ll miss out on any market rises or falls throughout the transfer.
Transferring a Cash ISA
If you've got enough saved for a rainy day and you are happy with the risk of investing, it could be worth considering transferring a Cash ISA to a Stocks and Shares ISA.
Cash is usually best for short-term savings. But a Stocks and Shares ISA could see your money grow more over the long term. Just remember, unlike cash, investments can fall as well as rise so you could lose money.
Transferring an Innovative Finance ISA
You can transfer cash in an Innovative Finance ISA (also known as a peer-to-peer ISA) to a Stocks and Shares ISA.
All you need to do is send us a completed transfer form. You can leave the rest to us.
Remember you cannot transfer investments from an Innovative Finance ISA, only cash.
Most common companies to transfer from
Why transfer an ISA to HL?
- Security - we're a FTSE-listed company and the largest investment platform in the UK for private investors
- Ease - check your Stocks and Shares ISA anytime online or with the HL app
- Expertise - investment ideas for your ISA from our expert analysts
- Award-winning - we've won over 200 awards, including Best Buy ISA 2023 and Best Investment App 2024 from the Boring Money Best Buys Awards
- Ongoing support - speak to our UK-based customer support team if you have any questions, or pay for financial advice on where to invest
New to investing?
Getting started could be easier than you think. Watch our videos to get to grips with the basics.
Or download a Guide to ISAs to learn more about how investing in ISAs works.
ISA transfer rules
Transferring your ISA is a simple process, but there are a few rules you might need to know.
Boring Money Awards 2023
Boring Money Awards 2024
The Personal Finance Awards 2023/2024
Help and support
If you have any questions about the HL Stocks and Shares ISA, call our helpdesk or send us a message.