Junior ISA
Charges and Interest Rates
Annual account charges
You can see the interest rates paid on any cash held in a Junior ISA here.
Charges for holding investments or cash in a Junior ISA
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| Investment Trusts | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
The investments you choose may have their own charges, such as charges from a particular fund manager. You can find these in each investment’s Key Investor Information Document. A bid/offer spread may also apply - see our Guide to Fund Prices for details.
Online dealing charges
| Funds | Free |
| UK Shares | Free |
| Overseas Shares | Free |
| ETFs | Free |
| Bonds and Gilts | Free |
Investing by Direct Debit
| Funds | Free |
| Shares | Free |
| ETFs | Free |
| Investment Trusts | Free |
Telephone and postal dealing
For share trades placed over the phone or by post we charge 1% (minimum £20, maximum £50), plus our usual foreign exchange conversion fees for overseas shares.
Account charges
| Opening an account | Free |
| Closing an account | Free |
| Transfers in | Free |
| Transfers out (as stock or cash) | Free |
| Quarterly statements | Free |
Other charges
Government taxes and levies (per deal)
| UK Stamp Duty Reserve Tax (SDRT)/Stamp Duty | 0.5% on purchases of UK shares. For shares that can't settle electronically, rounded up to the nearest £5 (for purchases worth more than £1,000) |
| PTM (Panel on Takeover and Mergers) | £1.50 on UK share deals over £10,000 |
| Irish Stamp Duty | 1% on purchases of Irish shares |
| French Financial Transactions Tax | 0.3% on purchases of certain French shares |
| Spanish Financial Transactions Tax | 0.2% on purchases of certain Spanish shares |
| Italian Financial Transactions Tax | 0.1% on purchases of certain Italian shares |
Other charges may apply in specific circumstances - see the terms and conditions for details.
Boring Money Awards 2024
Boring Money Awards 2024
The Personal Finance Awards 2023/2024
Help and support
If you have any questions about the HL Junior ISA, call our helpdesk or send us a message.