Personal finance

Stories that impact your personal finances, such as interest rates, inflation and savings, as well as mortgage rates, annuities, retirement and the state pension.

November 2024

Why are annuity rates still rising and what’s next?

How to teach children about money – your questions answered

Retail Therapy: Black Friday, Christmas spending and retail stocks

3 inheritance tax breaks that could save your family thousands

Rising university costs – what can parents do for their children?

Falling savings rates in 2025 – the cost of doing nothing

Autumn Budget capital gains tax changes – what can you do?

Premium bonds or Cash ISAs – which should savers choose for 2025?

What the Budget means for investors: Impact on taxes, pensions, and for some stocks

Interest rates cut to 4.75% – what it means for savings and annuities

Taking tax-free cash and pension recycling rules – what you need to know

2024 Autumn Budget – what it means for pensions

Autumn Budget – 5 key steps to protect your finances after the Budget

October 2024

How to beat inheritance tax by gifting to your grandkids

Autumn Budget – Labour confirms plans to tax private school fees

Autumn Budget – what you need to know about Labour's first Budget

Autumn Budget – 5 actions HL Clients have been doing ahead of this week’s Budget

Autumn Budget – 5 more likely tax changes coming next week

Autumn Budget – what could Rachel Reeves' Budget mean for taxes?

Autumn Budget – will Labour change ISAs?