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Approaching retirement

Approaching retirement

Important information: The information on our website isn't personal advice. If you're not sure what's best for your situation, you should seek financial advice. You can normally access money in a pension from age 55 (57 from 2028).

When can I retire?

The transition into retirement isn't as clear cut as it was. We explore what you should think about before giving up work completely.

More on when can I retire

Planning for retirement

If you're aiming to retire soon, you need to start planning how you'll make it happen.

Fifties retirement planning

Your fifties are the perfect time to get your pension pot and retirement plans in sync.

Find out more

Semi-retirement

Becoming increasingly popular, we look at 6 tips for those considering semi-retirememnt.

Find out more

Taxes in retirement

A lot can change when you retire, including your income and how much tax you pay.

Find out more

Consolidate your pensions

Make life easier by bringing your pensions together

Move your pensions to the award-winning HL Personal Pension (SIPP) and take control of your retirement savings. Before transferring, check you won't lose valuable guarantees or benefits or have to pay excessive exit fees.

More on transferring to HL

Expert support and advice

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Guidance from Pension Wise

Pension Wise is a free government service for people getting ready to receive a UK defined contribution pension (this could be a personal or workplace pension).

It offers impartial guidance on pension types, how to access savings, and the tax implications of each option.

More about Pension Wise

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Helpdesk support

Our Bristol-based helpdesk are here for you six days a week. Our friendly and knowledgeable team are ready to answer your questions no matter how big or small.

Please contact us or schedule a callback at your convenience.

Book a callback

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Advice on your retirement plans

Our financial advisers can help you develop a retirement income strategy, ensuring your investments align with your goals.

They'll advise you on the best time and methods for accessing your pension.

Discover retirement advice

Advice on your retirement plans

Our financial advisers can help you develop a retirement income strategy, ensuring your investments align with your goals.

They'll advise you on the best time and methods for accessing your pension.

Discover retirement advice