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Sarah Coles

Sarah Coles

Head of Personal Finance

Sarah provides insight and analysis to the media, and co-presents HL's ‘Switch Your Money On' podcast. Her areas of expertise include savings and financial planning, but she also covers everything from tax to borrowing, spending and the housing market. She is passionate about encouraging people to get to grips with every aspect of their finances, so they have enough money for the things that really matter to them in life.

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Latest content from Sarah

November 2024

3 inheritance tax breaks that could save your family thousands

21st November 2024

Rising university costs – what can parents do for their children?

15th November 2024

Premium bonds or Cash ISAs – which should savers choose for 2025?

8th November 2024

What the Budget means for investors: Impact on taxes, pensions, and for some stocks

7th November 2024

Autumn Budget – 5 key steps to protect your finances after the Budget

1st November 2024

October 2024

Autumn Budget – 5 actions HL Clients have been doing ahead of this week’s Budget

28th October 2024

Autumn Budget – 5 more likely tax changes coming next week

24th October 2024

Autumn Budget – what could Rachel Reeves' Budget mean for taxes?

24th October 2024

Power and Money: how will the UK budget and US election impact investments?

21st October 2024

Autumn Budget – who might have to pay a Labour wealth tax?

16th October 2024

Autumn Budget – 5 capital gains tax tips ahead of Labour's budget

11th October 2024

Charged up: the EV revolution and the impact of the China vs US trade war

9th October 2024

Student debt repayment changes – what you need to know

8th October 2024

3 things HL clients are doing ahead of the 2024 UK Autumn Budget

1st October 2024

4 Autumn Budget tax planning decisions that could cost you

1st October 2024

September 2024

Homing in on property: from buy-to-let to investing in property companies

24th September 2024

6 steps to take ahead of the 2024 Autumn Budget

23rd September 2024

Autumn Budget – how Labour might change inheritance tax (IHT)?

20th September 2024

Autumn Budget – how could Labour impact higher earners?

11th September 2024

Switching channels: investing in Netflix, ITV and online channels

9th September 2024

August 2024

7 ways to save CGT ahead of Keir Starmer’s ‘painful Budget’

30th August 2024

The Supermarket Sweep: Investing in Tesco, Asda, Ocado, and Sainsbury’s

23rd August 2024

How to plan ahead for student finance

21st August 2024

Do you have enough emergency savings and how much should you save?

13th August 2024

Any Pensions Questions? The state pension, tax relief changes and UK investing

8th August 2024

Are you paying the ‘singles tax’? – 4 tips to help

7th August 2024

Rachel Reeves cuts pensioner perk – 5 ways to ease the impact

2nd August 2024

July 2024

Singled out for tough times: how does being single affect your financial resilience?

The direction of travel stocks: Rolls Royce, Trainline and easyJet

Will Labour increase capital gains tax? – 4 tips to cut your CGT bill

Britain's new chancellor – who is Rachel Reeves and what's next for investors?

Setting Expectations: the election, interest rates, pensions and investments

June 2024

Labour vs Conservatives – what are they promising for young people?

Labour vs Conservatives – what you need to know about tax

NS&I, premium bonds or savings accounts – where’s best for your emergency fund in 2024?

Investing and saving in the UK in 2024 – why now could be time to look closer to home

What's next for oil prices in 2024?

Positive Energy: Exxon Mobil, Shell and the General Election

Labour manifesto 2024 – what it means for your money

Conservative manifesto 2024 – what it means for your money

Home advantages: Investing in the UK amidst record stock market highs

How you could beat the high street banks with your savings in 2024

UK General Election – 5 steps to prepare your finances in 2024

NS&I premium bonds versus Cash ISAs in 2024 – what savers need to know

May 2024

The ‘Magnificent Seven’ and the rise of AI – what’s next for tech and AI in 2024?

The Magnificent Seven: tech stocks, AI and US markets

5 steps to help protect your finances during divorce

The cost of raising a child hits £163,175 – 5 top tips to help

April 2024

The UK’s tax bill soars to £828bn – 5 ways to pay less tax

30th April 2024

NS&I reveal their new British Savings Bond rate – is it worth it?

23rd April 2024

4 years on from COVID-19 – what’s happened to the pharma industry?

19th April 2024

The NatWest sale and privatisation - from British Gas to Royal Mail: What to tell Sid now

March 2024

The last chance to save tax: beating the pension and ISA deadline

21st March 2024

Banking on good news

13th March 2024

Spring Budget 2024 – how could income tax and National Insurance change?

5 ways the Spring Budget could affect older people

February 2024

2024 Budget changes are coming – 5 tips to help shelter your money

20th February 2024

Investing like a millionaire – our ISA millionaires’ most popular funds in 2024

19th February 2024

9 things we want to see in the 2024 Spring Budget

13th February 2024

January 2024

How we are juggling pensions, savings and investments: mind the resilience gaps

30th January 2024

Scam Shockers: Investment and Pension Traps Exposed

22nd January 2024

What’s next for mortgages and house prices in 2024?

10th January 2024

Dealing with divorce – 5 steps to help make things easier

9th January 2024

December 2023

Investment outlook for 2024: navigating investments, pensions, savings, house prices and interest rates

28th December 2023

Buy-to-letdown: Unveiling the challenges and pension potential of buy-to-let and alternative income strategies

20th December 2023

Should you ditch Premium Bonds for a Cash ISA?

20th December 2023

Interest rates hold firm for now – what it means for your savings, mortgages, and annuities

14th December 2023

Why you could be paying more tax in 2024

11th December 2023

Autumn Statement: Hunt for cuts

6th December 2023

November 2023

De-construction: Navigating the Investment Landscape of Infrastructure, HS2, and Housebuilding

22nd November 2023

Equal Pay Day – 4 ways we can help close the gender pay gaps

22nd November 2023

Autumn statement 2023 – what could be next for taxes and the triple lock?

17th November 2023

NS&I dominate savings, and mortgage approvals tank – what you need to know

7th November 2023

Any pension questions? Annuities, Triple Lock, Portfolio Ideas, and How Much to Save

6th November 2023

October 2023

Oil be damned: commodity investing, green energy and gold

20th October 2023

What we want to see in the 2023 autumn statement

11th October 2023

Home Games: How YouTube, Netflix and the gaming industry are benefiting from the shift to staying in

10th October 2023

September 2023

Self-worth: Pension prospects and financial resilience of the self-employed

27th September 2023

Jeremy Hunt’s 2023 autumn statement – is the ISA allowance going to increase?

27th September 2023

Interest rate rises paused – what’s next for savings rates?

21st September 2023

Interest rate rises paused – how will mortgages, savings and annuities be affected?

21st September 2023

Current accounts are costing us billions – get more from your savings

18th September 2023

What the NS&I rate hike means for savers

15th September 2023

Electric dreams: the rise of electric cars

11th September 2023

House price increases slowing – how to get on the property ladder quicker

4th September 2023

August 2023

Investing for your family: How to set you and your children up for financial success

29th August 2023

Have interest rates peaked? – what’s next and what can you do?

25th August 2023

Track and yield: How Alphabet, Apple, and Nike are changing the wellness industry

16th August 2023

July 2023

Summer Fayre: Beer, Beyoncé and beats

£189 billion paid in tax in the last 3 months – 6 tips to pay less tax

Bringing up the arrears: mortgage, debt and financial resilience in the cost-of-living crisis

Interest rates rising – how to avoid a mortgage headache

Bricking it: How Rising Interest Rates are Shaking Up the Housing Market

Investing in ISAs – what our ISA choices say about us

June 2023

Inflation, interest rates and falling house prices – what you need to consider

UK interest rate rises to 5.0% – how to get more from your savings

Coming to America: Is the US heading for a recession?

Want to be a millionaire? – 3 ways to help you get there

Mortgage rates soaring – what are your options?

Investing in our future

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CV

Head of Personal Finance

Hargreaves Lansdown

Feb 2023 - Present

Senior Analyst

Hargreaves Lansdown

Oct 2021 - Feb 2023 • 1 yrs 5 mos

Personal Finance Analyst

Hargreaves Lansdown

Sept 2017 - Oct 2021 • 4 yrs 2 mo

Freelance Financial Journalist

Feb 2007 - Sept 2017 • 10 yrs 7 mos

In the press

Press articles quoting or featuring our experts and spokespeople. Hargreaves Lansdown is not responsible for these articles’ content and accuracy and may not share the views of the author or publication listed below.

Pensioners miss out on hundreds of pounds because of these bad saving habits | Personal Finance | Finance | Express.co.uk

Chancellor closes £29k Isa loophole – here’s how long you have left to cash in (msn.com)